Working with fire victims to rebuild their lives after a disaster has been my life’s work
and will continue to be my lifelong passion.


1975-78 Monty Tech High School, Massachusetts
1979-80 Great Hartford Community College


Public Insurance Adjuster, Connecticut
Public Insurance Adjuster, California
General Contractor, California
ASB Certified Contractor, California
Dosh Certification for ASB abatement
Arbitration & Expert Witness


2003 to present, Proprietor
Onsite Fire Damage Solutions
Fire Restoration & Construction Company

1997 to 2003, Construction Superintendent
Kelly Construction of West Sacramento
Ron Williams Construction of Elk Grove

1983 to 1996, Proprietor
Claim Support Services
Public Adjuster

1987 to 1995, Partner
Quality Care Company
Fire Restoration Services

1981 to 1983, Proprietor
Consumer Damage Appraisal
Insurance appraisal services


1982 San Bernardino Firestorm
1986 Napa Valley Firestorm
1991 Oakland Firestorm
1993 Laguna Beach, Malibu Firestorm
Over 1,000 property claims appraised
Over 100 major fire restoration projects


Farmers, Fireman’s Fund, CSAA & Hartford Insurance
PA Firms, Greenspan, Consolidated & Louis Accaria public adjusters
William C. Thomas, Arbitrator & Expert witness
Hundreds of California fire victims, property owners
and business owners


Originally from New England. I have lived in the Sacramento area for the past 30 years. I am married with three children ages 15, 22 & 24. Though I am not a native Californian, I feel it is now home after three decades. It’s a wonderful place to live and raise a family.


Member of the Sacramento Property Claims Association
Member of the East Bay Claims Association
Member of the BBB of Northern California


Water sports, Snow Skiing, Ice Hockey, Hiking, Camping, Tennis, Travel, Cooking & Entertaining are just some of the hobbies I enjoy.


Over the past 20 years I have been active in the local church. I believe in helping others, and offer my time & services to fire victims without insurance. As a restoration contractor, my staff & I frequently offer our services to those in need.


In summation, I have spent the last 32 years working in the fire restoration, claims and construction industries. My first internship was at 17 years old for Statewide Adjusters of Connecticut. By the time of I turned 20 years old, I was a licensed adjuster in the state of Connecticut. At 22, I obtained my California public adjuster’s license. I continued to work as a claims adjuster and/or damage appraiser for over fifteen years. Transitioning into full time fire restoration & reconstruction during the 1990’s. To date, I have appraised over 1,000 property claims, and have restored over 100 homes damaged by fire. After working as a jobsite superintendent for both Kelly Construction & Ron Williams Construction for six years. I opened Insurance Specialty Services, a company dedicated to helping all fire victims recovery from disaster. As a turn-key solution for fire damage, we bring 30 years of damage appraisal and fire restoration experience to the property owner. My staff & I work exclusively for the property owner, as both a consumer advocate and restoration expert. We are dedicated to helping them with all aspects of the insurance claim and rebuilding process.

In 2010, we opened Onsite Fire Damage Solutions. A full service “green friendly” restoration company that provides state of the art (Eco-friendly) methods of restoring fire damaged homes and commercial buildings. My companies currently serve all of Northern California, and remain dedicated to serving the needs of fire survivors.

Home Office

4832 Waterbury Way Granite Bay, Ca. 95746

Phone: 916-606-6684
Fax: 866-224-6760
E-mail: josephranciato@yahoo.com


Onsite Fire Damage Solutions

24/7 Customer Service (866) 994-6473 Contractor License # 821522

We encourage you to complete a thorough back ground check of our company with both the Better Business Bureau & the Contractor State License Board. Attached are print outs from both agencies. We currently have an A+ Rating with the BBB and No complaints with the CSLB.


Customer References

Victoria Stevens (916) 988-6501 or (916) 662-1803
5317 Bellflower Way – Fair Oaks

Jennifer Blankenship (916) 743-8600
6008 Gilman Way – North Highlands

Mike & Cathy Williams (916) 834-0803
6220 Samoa Way - Carmichael

Gus & Irene Guzman (916) 849-9079
2501 Atlas Avenue – Sacramento

Charles & Esther Obiora (916) 505-5845
9201 Colonsay Way – Vintage Park/Elk Grove

Gene & Shirley Gregory (916) 216-6329
6040 Ogden Nash Way - Sacramento

Rosa Serrato (916) 838-7861
6222 Bobbiwood Way – Sacramento

Kiana Liu (916) 670-3815
1551 Glidden Avenue – Sacramento

Steven &Kim Zorro (916) 425-2341
5528 Tripp Way – Rocklin

Corey Hollowell (916) 494-9080
6971 Demaret Drive – Sacramento

Gerald & Dina Guerrero (916) 215-9905
2328 Benita Drive – Rancho Cordova

*An extensive portfolio of our work is available on CD for review *

Thank you

Joseph & Emily Ranciato
Onsite Fire Damage Solutions
(916) 606-6684